HAWK Advisers: News
A Year in Review: Looking Back at 2024 with HAWK
2024 has been a year of both opportunities and challenges, marked by significant demographic shifts, economic growth, and evolving risks across Virginia. This year, we’re reflecting on how these developments influenced personal lines, commercial lines, and employee...
Personal Lines Adviser Spotlight: James Last
Hello! My name is James Last, and I serve the HAWK team as a Personal Lines Adviser. To me, personal lines insurance is the interpersonal responsibility I have as an agent to ensure our clients are prepared for when the unexpected happens. From a coverage perspective,...
Personal Lines Adviser Spotlight: Stacey Cash
Hello! My name is Stacey Cash, and I proudly serve as a Personal Lines Adviser with HAWK Advisers. In my role, I am committed to ensuring that individuals and families are fully protected, offering peace of mind by addressing all of their personal insurance needs....
Understanding the Importance of Insurance for Small Businesses
Small businesses are particularly vulnerable to threats, due to their limited resources, reliance on key personnel, and less extensive infrastructure. Their ability to mitigate, transfer, and finance potential risks is essential to safeguarding their operations and...
Meet James Last: From Intern to Personal Lines Adviser
Over the past year, HAWK has had the pleasure of getting to know James Last, a Blue Ridge Fellow with a passion for insurance. James has since advanced to the role of Personal Lines Adviser, building on his invaluable experience as a Business and Project Development...
4 Takeaways from HAWK’s Sub-Contract Agreement Seminar
On May 16th, 2024, HAWK Advisers held a seminar along with Alicha Grubb, a Commercial Litigation Attorney from Gentry Locke. The event centered around discussion of the topics of risk transfer and sub-contract agreements, exploring them through the dual lenses of...
Advancements in AI: What Does This Mean for Insurance?
Artificial Intelligence, commonly referred to as AI, has taken new steps in enhancing the functionality of insurance processes. Where risk assessment, customer service, and operational efficiency are paramount, AI plays a significant role in shaping the evolution of...
Wellness in the Workspace: Do Wellness Programs Work?
Health is important – from physical fitness to emotional well-being, a healthy lifestyle is something we all aspire to attain. This is where wellness programs come into play, aiming to bring about constructive change – but do they truly have a positive impact? For...
Entering Into the New Year: Go the Extra Mile with HAWK!
As we step forward into the new year, 2023 stands out as a truly evolutionary period - this past year has been nothing short of transformative for the insurance industry as a whole, marked by significant developments that have left an indelible mark on the industry as...
Cybersecurity – Securing Your Future
In an increasingly interconnected world, where every click and swipe opens a gateway to a universe of information, the need for robust cybersecurity measures has never been more crucial. Cybercrimes are a regular concern for businesses, public entities, and...
Tech Trends in the Office – Enhancing Efficiency and Employee Experience
| What is AI? Artificial Intelligence, or AI, is the simulation of human intelligence used to develop dynamic solutions to queries or tasks. In the context of professional environments, AI encompasses a wide range of capabilities, spanning from the automation of...
Premiums Are Going Up – What Does That Mean For Me?
The steady rise of insurance premiums has become a growing concern, placing financial strain on individuals and businesses alike. This has left some questioning… Why is this happening? What factors are contributing to these changes?...
The Art That Shapes Roanoke
In the heart of Roanoke, Virginia lies a treasure trove of artistic marvels, waiting to be discovered and admired. With so many beautifully unique and wonderfully detailed murals, our downtown area is a testament to the thriving creative spirit that permeates our...
Ladder Safety: Do’s and Dont’s
When you think of dangerous tools and equipment, what comes to mind? Hammers, chainsaws, or nail guns are what most individuals determine when asked to identify the most perceptibly hazardous tools in a workshop or construction site. According to USClaims and OSHA,...
A Forecast Into 2023: What Does the Commercial Property & Casualty Market Outlook Mean for YOU?
As we head into 2023, the Property & Casualty (P&C) insurance market faces a range of both challenges and opportunities. This year’s report anticipates shifting economic conditions, changing regulatory requirements, emerging risks such as cybercrimes, and most...
OSHA: 300A Summary Deadlines
Annual OSHA 300A Summary Posting Deadline: February 1, 2021 OSHA's 300A Summary form records work-related injuries and illnesses recorded during the calendar year. Employer requirements include maintaining an OSHA 300 injury and illness log throughout the calendar...
Seminar Recap: Benefits That Bite
HAWK Advisers took a deep dive into the murky waters surrounding Workers' Compensation & Employee Benefits in our latest seminar to help employers spot, identify, and defend their company from lurking sharks. Suit up, we're diving into our discussion below! CHEWS...
October 2018: OSHA Update
Last week, the U.S. Occupational Health and Safety Administration (OSHA) issued a standard interpretation clarifying its position on the new record-keeping rule’s anti-retaliation provisions. OSHA’s memorandum essentially “rolls back” its enforcement of the...
Association Health Plans
On January 4, 2018, the U.S. Department of Labor released the first draft of proposed regulations to allow the creation of Association Health Plans (AHPs). The proposed regulation stems from an executive order President Trump issued in October and is the...
OSHA: New Electronic Reporting Requirements
WHO does this affect? OSHA requires employers with 250 or more employees to submit form 300A electronically by December 1, 2017. Employers with 20-249 employees that are classified in certain industries must submit form 300A also by December 1, 2017. This includes,...
OSHA: Crystalline Silica Rule
OSHA issued two standards to protect workers from exposure to respirable crystalline silica. One for construction and the other for general industry and maritime. This allows employers to tailor solutions to the specific conditions in their workplaces. Below, is...
NCCI: Audit Noncompliance Charge
The National Council on Compensation Insurance (NCCI) approved a workers compensation policy endorsement that went into effect on January 1, 2017. An insurance company can charge up to 2x the originally estimated premium when a policy holder is in noncompliance with...