HAWK Advisers: Blog
Invasion of Privacy: Protect Your Business from Cyber Attacks & Sexual Harassment Claims
What is considered an invasion of privacy? This is a legal term used to describe a circumstance where an individual or organization knowingly intrudes upon a person or an organization. In our most recent seminar, "Invasion of Privacy," was the central theme in a two...
Association Health Plans
On January 4, 2018, the U.S. Department of Labor released the first draft of proposed regulations to allow the creation of Association Health Plans (AHPs). The proposed regulation stems from an executive order President Trump issued in October and is the...
Lions, Tigers, and Billions…OH MY!!!
2017 ended the year with approximately $306 Billion in catastrophic losses as a result of global disasters. The insured portion of these global losses is projected to land somewhere north of $135 Billion, making 2017 one of the three most costly years in recorded...
Do you understand your Business Insurance Policy?
Insurance is confusing, so when terms like schedules, endorsements, liability, package policies, exclusions, conditions (you get the idea), get thrown around its natural to feel overwhelmed. That is why it is so important to have an independent insurance adviser as...
OSHA: New Electronic Reporting Requirements
WHO does this affect? OSHA requires employers with 250 or more employees to submit form 300A electronically by December 1, 2017. Employers with 20-249 employees that are classified in certain industries must submit form 300A also by December 1, 2017. This includes,...
OSHA: Crystalline Silica Rule
OSHA issued two standards to protect workers from exposure to respirable crystalline silica. One for construction and the other for general industry and maritime. This allows employers to tailor solutions to the specific conditions in their workplaces. Below, is...
Pet Exclusions
Why does my insurance adviser ask me what kind of dog I own? Did you know that Americans file tens of thousands of home insurance liability claims each year due to dog bites and other dog-related injuries? As a result, insurers spend approximately $570 million dollars...
NCCI: Audit Noncompliance Charge
The National Council on Compensation Insurance (NCCI) approved a workers compensation policy endorsement that went into effect on January 1, 2017. An insurance company can charge up to 2x the originally estimated premium when a policy holder is in noncompliance with...
OSHA: Post-Accident Drug Testing
OSHA has a new rule affecting Post-Accident Drug Testing that has been in effect since December 1, 2016 however, there has still been a lot of confusion around what this means. OSHA has imposed new restrictions on long-established PADT practices—these have been...
What’s Your Why?
Founder & CEO of Blue Mobius Marketing, Caitlyn Scaggs, spoke at a recent Marketing Workshop in Blacksburg, VA on “The ‘Why’ of Marketing.” As you can imagine, this spurred my interest and I want to share my insight on this topic with you. By now businesses know...
Little Things Go a Long Way
Do you have a heart for service but aren’t sure where to start? There are so many wonderful and worthy organizations in the Roanoke Valley that sometimes it can feel overwhelming to determine where your time would be best spent. Time is a valuable asset, and as a...
Seminar Recap Part 3: Cyber Security
Our third and final speaker at our “Protecting Your Business” seminar was Rob Garbee from the Roanoke Information Security Exchange (RISE). He spoke about cyber security – a topic that is so important but often neglected. According to Keeper...
Seminar Recap Part 2: Workplace Violence
Officer Johnson and Officer Hodges from the Roanoke City Police Department spoke about workplace violence on August 23, 2017. Their focus was on how to respond to an active shooter or violent intruder in the workplace. There is no right thing to do in this...
Seminar Recap Part 1: Financial Protection for Your Business
HAWK Advisers hosted a seminar on August 23, 2017 on “Protecting Your Business” from potential disasters such as financial threats, workplace violence, and cyber-crimes. How can you protect your company from the loss of an essential employee? By making it a priority...
Farm Use Tags or F-Tags
As a farmer in the state of Virginia, you have a choice when it comes to registering the vehicles you use on your farm—you can get farm use tags or F-tags. Farm use tags have the least requirements for registration and fees, however it comes with the most...
The Value of an Independent Insurance Adviser
We live in a world where we have access to everything right at our fingertips and we have come to expect this in the computerized world that we live in. Pre-ordering Chipotle to avoid the long line, paying for your Starbucks drink through an app so you don’t have to...
Big Things Have Small Beginnings
HAWK Advisers is excited to announce the launch of our volunteer program. Employees will volunteer four paid hours towards a local nonprofit of their choosing. We are thrilled to provide our employees with an opportunity to support a cause that they are passionate...
2016 Keystone National Partner Meeting
September 26-28 The annual Keystone National Partner Meeting was held in Chicago, Illinois. Over 200 partner agencies attended with over 1,000 in attendance. The purpose of this meeting is to educate, network, and strengthen each other as a group. Insurance can be...
HAWK Advisers’ Unique Approach to Industry Change Featured on WSLS
As we get closer to completing construction, enthusiasm over the design and purpose for our new office is growing. What makes this project unique is not the furniture and fixtures going into our space. This is a well-planned and long-overdue transition from a...
HAWK Construction Update
Construction inside the newly built Gramercy Row project is taking shape. Framing for the offices, breakroom, reception area, bathrooms, and training room are complete. Next on the work order is electrical, HVAC ductwork, and flooring. Some of the most exciting...
Shifting Away from Price
When was the last time you suffered a case of buyer’s remorse? Do you remember what caused it? Is it still haunting you? Maybe there was a bargain-basement sale you missed, an unsatisfying purchase, or a poor service experience. Did the size or implication of that...