OSHA: Crystalline Silica Rule

OSHA issued two standards to protect workers from exposure to respirable crystalline silica. One for construction and the other for general industry and maritime. This allows employers to tailor solutions to the specific conditions in their workplaces. Below, is...
Pet Exclusions

Pet Exclusions

Why does my insurance adviser ask me what kind of dog I own? Did you know that Americans file tens of thousands of home insurance liability claims each year due to dog bites and other dog-related injuries? As a result, insurers spend approximately $570 million dollars...

NCCI: Audit Noncompliance Charge

The National Council on Compensation Insurance (NCCI) approved a workers compensation policy endorsement that went into effect on January 1, 2017.  An insurance company can charge up to 2x the originally estimated premium when a policy holder is in noncompliance with...

OSHA: Post-Accident Drug Testing

OSHA has a new rule affecting Post-Accident Drug Testing that has been in effect since December 1, 2016 however, there has still been a lot of confusion around what this means. OSHA has imposed new restrictions on long-established PADT practices—these have been...