Umbrella & Excess Liability Coverage

Lawsuits are part of our society, and what was considered a high award some years ago has become increasingly more typical today. Multi-million-dollar awards by juries are not surprising. Adequate insurance protection requires a thorough review and consultation with a trusted adviser to evaluate proper coverage.

An umbrella policy works in concert with your underlying liability coverages to increase your limits for bodily injury and property damage. Take for example, an auto policy with liability limits of $1,000,000.  Adding a $1 million Umbrella policy will increase the insured’s limit of liability to $2 million.

For some clients, this may not be enough, especially if your exposure is more significant.  Our professionals can help you assess how much umbrella coverage is needed to adequately protect you.

Start a conversation with a HAWK Commercial Adviser to discuss your specific risk and insurance objectives.