Dental Insurance

Studies indicate that employees rank dental plans as the number-two benefit provided by employers. Selecting the best plan for your employees is all about finding the right balance.

HAWK’s Benefit Advisers will help you examine all your options, including:

• High Option: In addition to regular cleaning, cavity repair, root canals, maintenance and preventative care…High option plans may include special procedures such as crowns, bridges, and dentures.
• Low Option: Typically covers regular maintenance and preventive care. Participating dentists are paid on a set fee schedule with employees paying the coinsurance.
• Non-participating plans: Employees receive a plan-allowed reimbursement based on the fee schedule for non-participating dentists.

Start a conversation with a HAWK Benefits Adviser for a clearer picture on healthcare reform and dental coverage for your employees.