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# Hawk Advisers

Insurance and Risk Management Solutions

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## Posts

- [The Homeowners Insurance Questions You Don't Think to Ask Until Something Goes Wrong](https://www.hawkadvisers.com/the-homeowners-insurance-questions-you-dont-think-to-ask/) - How well do you actually know your homeowners policy? Here are five questions to ask about your home's coverage before something goes wrong.
- [Understanding Surety Bonds for Virginia Contractors](https://www.hawkadvisers.com/understanding-surety-bonds-for-virginia-contractors/) - [et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|17px|||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]From bidding on public projects to securing private contracts, or looking to grow your construction business, you’ve likely encountered the term surety bond. While often confused with insurance, surety bonds serve
- [What Virginia’s Housing Market and Construction Costs Mean for Your Dwelling Coverage Limits](https://www.hawkadvisers.com/virginia-home-value-and-costs-dwelling-coverage-limits/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Are you a homeowner in Virginia? Then there’s a good chance you’ve thought about what your property is worth. But there’s an important distinction homeowners should understand: your home’s market value and its cost to rebuild are not necessarily the same
- [What’s the Difference Between General Liability vs. Professional Liability?](https://www.hawkadvisers.com/difference-between-general-liability-vs-professional-liability/) - [et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|17px|||” global_colors_info=”{}”]For all business owners alike, protection from unexpected risks is important to the integrity and longevity of your company. While many business owners understand the importance of insurance, the difference between General Liability
- [What Happens If Someone Gets Hurt on Your Property?](https://www.hawkadvisers.com/what-happens-if-someone-gets-hurt-on-your-property/) - What should you do in the event someone gets injured on your property, and how can you reduce the changes of it happening in the first place? Read our blog now!
- [Insurance Myths That Are Costing You Money in Virginia](https://www.hawkadvisers.com/insurance-myths-that-are-costing-you-money-in-virginia/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|17px|||” global_colors_info=”{}”]Most people feel confident about their insurance coverage – until they actually need to use it. The problem isn’t a lack of coverage, but a lack of clarity. Insurance myths spread easily. A friend says
- [Real Estate Risks: What Property Owners Need to Know](https://www.hawkadvisers.com/real-estate-risks-what-property-owner-needs-to-know/) - Real estate has long been considered one of the safest investments. Read here about what you need know about market shifts, exposure, or cyber vulnerabilities.
- [2025 in Review: A Year Against the Wind for HAWK](https://www.hawkadvisers.com/2025-in-revew-a-year-against-the-wind-for-hawk/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|17px|||” global_colors_info=”{}”]As we prepare for the New Year, our focus naturally shifts from reflection to anticipation for what’s to come. Before looking ahead, however, it’s important to recognize what has been an eventful year – not
- [Commercial Company Vehicles: The Basics & What Every Business Should Know](https://www.hawkadvisers.com/commercial-company-vehicles-the-basics-what-every-business-should-know/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|17px|||” global_colors_info=”{}”]Commercial vehicles are, more often than not, a necessary quality of a business, helping one’s team connect, deliver, haul, and perform routine tasks and commutes. With nearly 50% of businesses offering company-provided vehicles, knowing the
- [HAWK Advisers Named Virginia Partner of the Year](https://www.hawkadvisers.com/hawk-advisers-named-virginia-partner-of-the-year/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”918px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” min_height=”438.4px” custom_padding=”12px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|34px|||” global_colors_info=”{}”]HAWK Advisers, Inc. and SafePark USA are proud to announce the acceptance of the 2025 Virginia Partner of the Year Award, presented by Keystone Insurers Group, Inc. This recognition honors agencies that exemplify operational
- [ACA Compliance Seminar: 5 Key Takeaways](https://www.hawkadvisers.com/aca-compliance-seminar-5-key-takeaways/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Over the last 2-3 years, employers and employees alike are facing compounding challenges over rising healthcare & benefit costs. Recent legislative reform and emerging healthcare trends are rapidly changing the employee benefits
- [OSHA: Post-Accident Drug Testing](https://www.hawkadvisers.com/osha-post-accident-drug-testing/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”section” _builder_version=”4.16″ custom_padding=”0px|20px||20px” custom_padding_tablet=”|20px||20px” custom_padding_phone=”|20px||20px” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ border_style=”solid” inline_fonts=”Dosis,Leckerli One” global_colors_info=”{}” sticky_enabled=”0″] OSHA has a new rule affecting Post-Accident Drug Testing that has been in effect since December 1, 2016 however, there has still been a lot
- [Sensory Technology in Insurance](https://www.hawkadvisers.com/sensory-technology-in-insurance/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.1″ hover_enabled=”0″ z_index_tablet=”500″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length_tablet=”0px” ol_text_shadow_vertical_length_tablet=”0px” ol_text_shadow_blur_strength_tablet=”1px” quote_text_shadow_horizontal_length_tablet=”0px” quote_text_shadow_vertical_length_tablet=”0px” quote_text_shadow_blur_strength_tablet=”1px” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_blur_strength_tablet=”1px” header_2_text_shadow_horizontal_length_tablet=”0px” header_2_text_shadow_vertical_length_tablet=”0px” header_2_text_shadow_blur_strength_tablet=”1px” header_3_text_shadow_horizontal_length_tablet=”0px” header_3_text_shadow_vertical_length_tablet=”0px” header_3_text_shadow_blur_strength_tablet=”1px” header_4_text_shadow_horizontal_length_tablet=”0px” header_4_text_shadow_vertical_length_tablet=”0px” header_4_text_shadow_blur_strength_tablet=”1px” header_5_text_shadow_horizontal_length_tablet=”0px” header_5_text_shadow_vertical_length_tablet=”0px” header_5_text_shadow_blur_strength_tablet=”1px” header_6_text_shadow_horizontal_length_tablet=”0px” header_6_text_shadow_vertical_length_tablet=”0px” header_6_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” global_colors_info=”{}”
- [OSHA: 300A Summary Deadlines](https://www.hawkadvisers.com/osha-300a-summary-deadlines/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”] Annual OSHA 300A Summary Posting Deadline: February 1, 2021 OSHA’s 300A Summary form records work-related injuries and illnesses recorded during the calendar year. Employer requirements include maintaining an OSHA 300 injury and illness log throughout the calendar year and
- [Will Your Insurance Cover Workers' Compensation & Business Interruption Claims Due to the Coronavirus?](https://www.hawkadvisers.com/will-your-insurance-cover-workers-compensation-business-interruption-claims-due-to-the-coronavirus/) - The coronavirus has taken the world by storm, disrupting businesses around the world and changing how we live our daily lives. Social distancing is in full effect as schools, sporting events, and other activities are being shutdown to help mitigate the spread of COVID-19. We understand that this is a very stressful time for businesses
- [How to Prepare for an Insurance Claim: 7 Pro Tips](https://www.hawkadvisers.com/how-to-prepare-for-an-insurance-claim-7-pro-tips/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|18px|||” global_colors_info=”{}”]Filing an insurance claim can feel daunting and overwhelming – especially if it’s after an accident, storm, or an unexpected life event. From a minor accident to a sudden leak, life’s surprises can happen when
- [Celebrating a Decade of Impact: 10 Years of HAWK](https://www.hawkadvisers.com/celebrating-a-decade-of-impact-10-years-of-hawk/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|18px|||” global_colors_info=”{}”]This year marks a major milestone for HAWK Advisers — 10 years of stewardship, excellence, and unwavering commitment to our clients and our community. As we enter this new chapter, we find ourselves reflecting on
- [2025 Cyber Liability Insurance Review: What It Means for Your Business](https://www.hawkadvisers.com/2025-cyber-liability-insurance-review-what-it-means-for-your-business/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|18px|||” global_colors_info=”{}”]In today’s digital world, no one is immune to cyber threats. Cyber threats go far beyond a compromised password or a suspicious email. From small businesses to large corporations, every piece of data is vulnerable
- [How Your Coverage Comes Together: A Behind the Scenes Look with HAWK](https://www.hawkadvisers.com/how-your-coverage-comes-together-a-behind-the-scenes-look-with-hawk/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|34px|||” global_colors_info=”{}”]As an independent insurance agency in Roanoke, VA, HAWK Advisers, Inc. is proud to be a full-service brokerage specializing in commercial insurance, personal insurance, and employee benefits solutions. From business owners looking to protect their
- [Hannah John Named as Newest Partner at HAWK Advisers, Inc.](https://www.hawkadvisers.com/hannah-john-named-as-newest-partner-at-hawk-advisers-inc/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” min_height=”438.4px” custom_padding=”12px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”100%” custom_margin=”11px|-8px|4px|||” custom_padding=”0px|0px|34px|||” global_colors_info=”{}”]Roanoke, VA | September 12, 2025 – HAWK Advisers, is proud to announce Hannah John, Vice President and Commercial Risk Adviser has officially been named Partner in the agency. This year, we celebrate a
- [Seminar Recap: Surviving Workers' Compensation & Employee Benefits in 2019](https://www.hawkadvisers.com/seminar-recap-surviving-workers-compensation-employee-benefits-in-2019/) - Stephen Hamilton and Tori Doss unpacked their “Survival Kits” at our seminar on Wednesday, October 24, 2018 to help businesses prepare for workers’ compensation and employee benefits survival in 2019. Here is what they believe are the most important items packed in their kits: Workers’ Compensation 2019 Survival Kit: Essential Items to Pack Hiring Process
- [Not-At-Fault Car Accidents & Workers' Compensation](https://www.hawkadvisers.com/not-at-fault-car-accident-workers-compensation/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Motor vehicle accidents are a leading cause of catastrophic injury and death to persons of all ages in the United States. Many of these motor vehicle accidents happen during the workday and
- [The Scary Truth of Not Having EPLI Coverage](https://www.hawkadvisers.com/the-scary-truth-of-not-having-epli-coverage/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]What is EPLI Coverage? Employment Practices Liability Insurance is available to protect businesses for both first-party (employment related) and third-party (customer and vendor) lawsuits involving such issues as harassment or discrimination. Third-party liability coverage is generally available by endorsement for additional premium and should be seriously considered by businesses
- [From Agency to Carrier – How is HAWK Involved in my Coverage?](https://www.hawkadvisers.com/how-is-hawk-involved-in-my-coverage/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”86.3%” custom_margin=”11px|142px|4px|||” custom_padding=”0px|0px|18px|||” global_colors_info=”{}”]You need coverage, so you call your local agency, HAWK, to handle your personal or commercial insurance coverage. But what does HAWK do? How are your needs met at the agency level? While the carrier
- [Personal Lines Adviser Spotlight: James Last](https://www.hawkadvisers.com/personal-lines-adviser-spotlight-james-last/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.hawkadvisers.com/wp-content/uploads/2024/11/James-L-Website-Photo.png” alt=”James Last Headshot” title_text=”James L – Website Photo” _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”||-53px|||” custom_padding=”||0px|||” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”86.3%” custom_margin=”|142px|87px|||” custom_padding=”|0px||||” global_colors_info=”{}”]Hello! My name is James Last, and I serve the HAWK team as a Personal Lines Adviser.
- [A Year in Review: Looking Back at 2024 with HAWK](https://www.hawkadvisers.com/a-year-in-review-looking-back-at-2024-with-hawk/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”86.3%” custom_margin=”11px|142px|4px|||” custom_padding=”|0px|30px|||” global_colors_info=”{}”]2024 has been a year of both opportunities and challenges, marked by significant demographic shifts, economic growth, and evolving risks across Virginia. This year, we’re reflecting on how these developments influenced personal lines, commercial lines, and
- [Lifestyle Insurance Tips](https://www.hawkadvisers.com/lifestyle-insurance-tips/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”22px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”12px||22px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” width=”86.3%” custom_margin=”11px|142px|4px|||” custom_padding=”0px|0px|18px|||” global_colors_info=”{}”]Insurance isn’t a one-time decision — it’s a way of life. Insurance is about being prepared for whatever comes your way and making meaningful decisions to protect what matters most. From your morning commute to
- [Personal Lines Adviser Spotlight: Stacey Cash](https://www.hawkadvisers.com/personal-lines-adviser-spotlight-stacey-cash/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”1145px” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.hawkadvisers.com/wp-content/uploads/2024/10/Stacey-Website-Photo.png” alt=”Stacey Cash headshot” title_text=”Stacey – Website Photo” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Hello! My name is Stacey Cash, and I proudly serve as a Personal Lines Adviser with HAWK Advisers. In my role, I am
- [A Safe Start to School: HAWK’s Guide to Auto Insurance](https://www.hawkadvisers.com/a-safe-start-to-school-hawks-guide-to-auto-insurance/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”||3px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”||5px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”-65px|||||” global_colors_info=”{}”]As the new school year begins, many families are getting back into their routines, which often means spending more time on the road. From driving kids to school to sending undergraduates off to college, this time of year
- [Understanding the Importance of Insurance for Small Businesses](https://www.hawkadvisers.com/understanding-the-importance-of-insurance-for-small-businesses/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Small businesses are particularly vulnerable to threats, due to their limited resources, reliance on key personnel, and less extensive infrastructure. Their ability to mitigate, transfer, and finance potential risks is essential to safeguarding their operations and avoiding financial loss. Where
- [Meet James Last: From Intern to Personal Lines Adviser](https://www.hawkadvisers.com/meet-james-last-from-intern-to-personal-lines-adviser/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”41px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” min_height=”876px” global_colors_info=”{}”]Over the past year, HAWK has had the pleasure of getting to know James Last, a Blue Ridge Fellow with a passion for insurance. James has since advanced to the role of Personal Lines Adviser, building on his
- [4 Takeaways from HAWK’s Sub-Contract Agreement Seminar](https://www.hawkadvisers.com/sub-contract-agreement-seminar/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”2066px” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]On May 16th, 2024, HAWK Advisers held a seminar along with Alicha Grubb, a Commercial Litigation Attorney from Gentry Locke. The event centered around discussion of the topics of risk transfer and sub-contract agreements, exploring them through the dual lenses
- [Advancements in AI: What Does This Mean for Insurance?](https://www.hawkadvisers.com/advancements-in-ai-2/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”2066px” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Artificial Intelligence, commonly referred to as AI, has taken new steps in enhancing the functionality of insurance processes. Where risk assessment, customer service, and operational efficiency are paramount, AI plays a significant role in shaping the evolution of insurance practices
- [Wellness in the Workspace: Do Wellness Programs Work?](https://www.hawkadvisers.com/wellness-in-the-workspace/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”2066px” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Health is important – from physical fitness to emotional well-being, a healthy lifestyle is something we all aspire to attain. This is where wellness programs come into play, aiming to bring about constructive change – but do they truly have
- [Tech Trends in the Office – Enhancing Efficiency and Employee Experience](https://www.hawkadvisers.com/tech-trends-in-the-office-enhancing-efficiency-and-employee-experience/) - | What is AI? Artificial Intelligence, or AI, is the simulation of human intelligence used to develop dynamic solutions to queries or tasks. In the context of professional environments, AI encompasses a wide range of capabilities, spanning from the automation of routine functions to complex processes, as well as enhancing decision-making through data-driven insights. As
- [The Art That Shapes Roanoke](https://www.hawkadvisers.com/the-art-that-shapes-roanoke/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.7″ _module_preset=”default” custom_padding=”17px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default” custom_margin=”2px|auto||auto||” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.14.7″ _module_preset=”default” custom_margin=”||-1px|||” global_colors_info=”{}”]In the heart of Roanoke, Virginia lies a treasure trove of artistic marvels, waiting to be discovered and admired. With so many beautifully unique and wonderfully detailed murals, our downtown area is a testament to the
- [Ladder Safety: Do’s and Dont's](https://www.hawkadvisers.com/ladder-safety-dos-and-donts/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default” custom_margin=”2px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”]When you think of dangerous tools and equipment, what comes to mind? Hammers, chainsaws, or nail guns are what most individuals determine when asked to identify the most perceptibly hazardous tools in a workshop or construction site. According to
- [Autonomous Insurance and the Future of Technology](https://www.hawkadvisers.com/autonomous-insurance-and-the-future-of-technology/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”0px||2px|||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.14.7″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Did you know that insurance agencies are implementing autonomous technology into their coverage agreement? Just as the transportation, home security, and retail industries are exploring autonomous features, the insurance industry is being upgraded
- [Entering Into the New Year: Go the Extra Mile with HAWK!](https://www.hawkadvisers.com/entering-into-the-new-year-go-the-extra-mile-with-hawk/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]As we step forward into the new year, 2023 stands out as a truly evolutionary period – this past year has been nothing short of transformative for the insurance industry as a whole, marked by significant developments that have
- [A Forecast Into 2023: What Does the Commercial Property & Casualty Market Outlook Mean for YOU?](https://www.hawkadvisers.com/a-forecast-into-2023-what-does-the-commercial-property-casualty-market-outlook-mean-for-you/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default” custom_margin=”2px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”]As we head into 2023, the Property & Casualty (P&C) insurance market faces a range of both challenges and opportunities. This year’s report anticipates shifting economic conditions, changing regulatory requirements, emerging risks such as cybercrimes, and most importantly, catastrophic events
- [Premiums Are Going Up – What Does That Mean For Me?](https://www.hawkadvisers.com/premiums-are-going-up/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.7″ _module_preset=”default” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default” custom_margin=”2px|auto||auto||” global_colors_info=”{}” custom_padding=”||9px|||”][et_pb_column type=”4_4″ _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.14.7″ _module_preset=”default” global_colors_info=”{}”]The steady rise of insurance premiums has become a growing concern, placing financial strain on individuals and businesses alike. This has left some questioning… Why is this happening? What factors are contributing to these changes?
- [Cybersecurity – Securing Your Future](https://www.hawkadvisers.com/cybersecurity-securing-your-future/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” custom_padding=”0px|||||”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]In an increasingly interconnected world, where every click and swipe opens a gateway to a universe of information, the need for robust cybersecurity measures has never been more crucial. Cybercrimes are a regular concern for businesses, public entities, and individuals
- [Generations in Insurance – How Claims and Coverage are Based on Dynamic Demographics](https://www.hawkadvisers.com/generations-in-insurance-how-claims-and-coverage-are-based-on-dynamic-demographics/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”-77px|||||” global_colors_info=”{}”]The concept of insurance is universal: it protects you, it ensures your financial stability, and you need it. Insurance is crafted to bring your home, car, business, etc. back to its original state after experiencing damage or disarray, saving you
- [10 Takeaways from HAWK's Area 51 Intelligence Briefing!](https://www.hawkadvisers.com/10-takeaways-from-hawks-area-51-intelligence-briefing/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”0px||2px|||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]On October 11, 2022, HAWK Advisers hosted a seminar where Robert Garbee, Founder of Roanoke InfoSec Exchange (RISE) and Neely R. Conner, Director of Carilion’s Employee Assistance Program helped us storm Area 51,
- [Commemorating Sandy Hamilton's Retirement](https://www.hawkadvisers.com/commemorating-sandy-hamiltons-retirement/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]The last six months have seemingly traveled by at light speed since the announcement back in March that Sandy Hamilton is retiring on Friday, September 30th. This announcement is met with sentiments of heartfelt
- [2022 Theme: Next Level](https://www.hawkadvisers.com/2022-theme-next-level/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Do you create a resolution or a goal for yourself every year? Do you have a theme song that helps inspire you and creates balance in your day? Just like the many ways people
- [In Loving Memory of Linda Simmons](https://www.hawkadvisers.com/in-loving-memory-of-linda-simmons/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]It is with saddened hearts that we share the news of the passing of a teammate, friend, and member of our HAWK family. After courageously battling cancer, Linda Simmons passed away on October 24,
- [Big Things Have Small Beginnings](https://www.hawkadvisers.com/big-things-have-small-beginnings/) - HAWK Advisers is excited to announce the launch of our volunteer program. Employees will volunteer four paid hours towards a local nonprofit of their choosing. We are thrilled to provide our employees with an opportunity to support a cause that they are passionate about while building and improving upon the community that we operate in.
- [Meet Will, HAWK's Intern!](https://www.hawkadvisers.com/meet-will-hawks-intern/) - Who Am I? My name is Will Matney and I could not be more excited to be part of Team HAWK. In May, I received a bachelor’s degree in Political Science from Virginia Tech and wrapped up what ended up being the most transformative years of my life. While I spent the majority of my
- [What 2020 Taught Our Team at HAWK Advisers](https://www.hawkadvisers.com/what-2020-taught-our-team-at-hawk-advisers/) - 2020 has presented some unforeseen challenges, but it has also given our team an opportunity to slow down, pause, and reflect on the lessons we have learned, the things in life that matter the most to us, and how our personal core values align with our core values here at HAWK Advisers. As insurance advisers,
- [2021 Theme: Stand in the Gap](https://www.hawkadvisers.com/2021-theme-stand-in-the-gap/) - [et_pb_section fb_built=”1″ _builder_version=”4.8.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.8.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.8.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.8.0″ _module_preset=”default” global_colors_info=”{}”]Every year, our team at HAWK Advisers chooses a theme. In 2021, our theme is to “stand in the gap” for our clients, for our team and to serve as a reminder to the commitment we have to carry out our
- [HAWK's Intern: A Year in Reflection](https://www.hawkadvisers.com/hawks-intern-a-year-in-reflection/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.2″ global_colors_info=”{}”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”19px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Background: My name is Will Matney, I started my internship at HAWK Advisers in September 2020 through the Blue Ridge Fellows after receiving my bachelor’s degree in Political Science from Virginia Tech. This program is
- ["New" Virginia Marijuana Law: Employer Guide & FAQ](https://www.hawkadvisers.com/new-virginia-marijuana-law-employer-guide-faq/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Effective July 1, 2021, Virginia law prohibits an employer from discharging, disciplining, or discriminating against an employee for lawful use of cannabis oil based on a valid written certification. However, the law does not: • Restrict an employer’s
- [Managing Your Company's Cyber Readiness](https://www.hawkadvisers.com/managing-your-companys-cyber-readiness/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”||4px|||”]As we enter the third quarter of the year, recent news of cyber-attacks are capturing the attention from every corner of the globe. It’s not a stretch to assume that everyone reading this blog post has in
- [Personal Umbrella Insurance: What It Is & What It Covers](https://www.hawkadvisers.com/personal-umbrella-insurance-what-it-is-what-it-covers/) - As it tends to be with most things in life, interpretation does not always coincide with reality. Unsurprisingly, this principle could not be more true for what the insurance industry would call, “umbrella policies.” For many seeking to attain liability coverage, umbrella coverage tends to draw the eye of the consumer as it appears to
- [Electric Scooters- What's the Risk?](https://www.hawkadvisers.com/electric-scooters-whats-the-risk/) - There is a popular new mobility option that has hit the streets in Roanoke - Lime Scooters. In fact, they have not just hit Roanoke's streets, according to Lime's website, they have been introduced to more than 100 cities worldwide. Lime encourages people to ride in the street, use bike lanes when possible, obey the
- [Do I Need Flood Insurance?](https://www.hawkadvisers.com/do-i-need-flood-insurance/) - Flooding is common throughout many areas within the United States and can be prevalent during particular times of the year in particular areas. Though there is no specific flood season, most flooding occurs in the U.S. from spring to fall. Floods can cause more than $40 billion in damage worldwide annually, according to the Organization
- [How Does a Workers' Compensation Claim Affect My Premium?](https://www.hawkadvisers.com/how-does-a-workers-compensation-claim-affect-my-premium/) - One of the biggest expenses affecting small businesses is workers' compensation insurance, which covers expenses associated with injuries to employees while on the job. Workers' compensation is one way that small business employers can help protect the people that work for them. Workers' compensation includes medical bills, as well as payment for lost time and for
- [Seminar Recap: Benefits That Bite](https://www.hawkadvisers.com/seminar-recap-benefits-that-bite/) - HAWK Advisers took a deep dive into the murky waters surrounding Workers' Compensation & Employee Benefits in our latest seminar to help employers spot, identify, and defend their company from lurking sharks. Suit up, we're diving into our discussion below! CHEWS WISELY: Employee Hiring Process It is important to adopt a structured and comprehensive hiring
- [2016 Keystone National Partner Meeting](https://www.hawkadvisers.com/2016-keystone-national-partner-meeting/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″] [et_pb_text admin_label=”Text”] September 26-28 The annual Keystone National Partner Meeting was held in Chicago, Illinois. Over 200 partner agencies attended with over 1,000 in attendance. The purpose of this meeting is to educate, network, and strengthen each other as a group. Insurance can be a dismal product unless the
- [The Value of an Independent Insurance Adviser](https://www.hawkadvisers.com/the-value-of-an-independent-insurance-adviser/) - We live in a world where we have access to everything right at our fingertips and we have come to expect this in the computerized world that we live in. Pre-ordering Chipotle to avoid the long line, paying for your Starbucks drink through an app so you don’t have to go through the drive through
- [Farm Use Tags or F-Tags](https://www.hawkadvisers.com/farm-use-tags-or-f-tags/) - As a farmer in the state of Virginia, you have a choice when it comes to registering the vehicles you use on your farm—you can get farm use tags or F-tags. Farm use tags have the least requirements for registration and fees, however it comes with the most restrictions. According to the Department of Motor
- [Seminar Recap Part 1: Financial Protection for Your Business](https://www.hawkadvisers.com/seminar-recap-part-1-financial-protection-for-your-business/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.0.69″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” inline_fonts=”Amatic SC”]HAWK Advisers hosted a seminar on August 23, 2017 on “Protecting Your Business” from potential disasters such as financial threats, workplace violence, and cyber-crimes. How can you protect your company from the loss of an essential employee?
- [Seminar Recap Part 2: Workplace Violence](https://www.hawkadvisers.com/seminar-recap-part-2-workplace-violence/) - Officer Johnson and Officer Hodges from the Roanoke City Police Department spoke about workplace violence on August 23, 2017. Their focus was on how to respond to an active shooter or violent intruder in the workplace. There is no right thing to do in this situation—every situation is different, but the most important thing to
- [Seminar Recap Part 3: Cyber Security](https://www.hawkadvisers.com/seminar-recap-part-3-cyber-security/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Our third and final speaker at our “Protecting Your Business” seminar was Rob Garbee from the Roanoke Information Security Exchange (RISE). He spoke about cyber security – a topic that is so important but often neglected. According to
- [Little Things Go a Long Way](https://www.hawkadvisers.com/little-things-go-a-long-way/) - Do you have a heart for service but aren’t sure where to start? There are so many wonderful and worthy organizations in the Roanoke Valley that sometimes it can feel overwhelming to determine where your time would be best spent. Time is a valuable asset, and as a full-time working mother of two little girls,
- [What's Your Why?](https://www.hawkadvisers.com/whats-your-why/) - Founder & CEO of Blue Mobius Marketing, Caitlyn Scaggs, spoke at a recent Marketing Workshop in Blacksburg, VA on “The ‘Why’ of Marketing.” As you can imagine, this spurred my interest and I want to share my insight on this topic with you. By now businesses know that marketing in today’s world is a must
- [NCCI: Audit Noncompliance Charge](https://www.hawkadvisers.com/ncci-audit-noncompliance-charge/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.69″ custom_padding=”1px|||”][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.0.69″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] The National Council on Compensation Insurance (NCCI) approved a workers compensation policy endorsement that went into effect on January 1, 2017. An insurance company can charge up to 2x the originally estimated premium when a policy holder
- [Pet Exclusions](https://www.hawkadvisers.com/pet-exclusions/) - Why does my insurance adviser ask me what kind of dog I own? Did you know that Americans file tens of thousands of home insurance liability claims each year due to dog bites and other dog-related injuries? As a result, insurers spend approximately $570 million dollars –this sum equals about a third of ALL homeowner-liability
- [OSHA: Crystalline Silica Rule](https://www.hawkadvisers.com/osha-crystalline-silica-rule/) - OSHA issued two standards to protect workers from exposure to respirable crystalline silica. One for construction and the other for general industry and maritime. This allows employers to tailor solutions to the specific conditions in their workplaces. Below, is information regarding the Construction Standard. If you are interested in learning more about the General Industry
- [OSHA: New Electronic Reporting Requirements](https://www.hawkadvisers.com/osha-new-electronic-reporting-requirements/) - WHO does this affect? OSHA requires employers with 250 or more employees to submit form 300A electronically by December 1, 2017. Employers with 20-249 employees that are classified in certain industries must submit form 300A also by December 1, 2017. This includes, but is not limited to: construction, manufacturing, retailers/wholesalers, nursing and elderly care facilities,
- [Do you understand your Business Insurance Policy?](https://www.hawkadvisers.com/do-you-understand-your-business-insurance-policy/) - Insurance is confusing, so when terms like schedules, endorsements, liability, package policies, exclusions, conditions (you get the idea), get thrown around its natural to feel overwhelmed. That is why it is so important to have an independent insurance adviser as your guide throughout your business journey. When it comes to protecting your business, having an
- [Lions, Tigers, and Billions...OH MY!!!](https://www.hawkadvisers.com/lions-tigers-and-billions-oh-my/) - [et_pb_section bb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″][et_pb_text _builder_version=”3.0.92″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_layout=”light”]2017 ended the year with approximately $306 Billion in catastrophic losses as a result of global disasters. The insured portion of these global losses is projected to land somewhere north of $135 Billion, making 2017 one of the three most costly years
- [Invasion of Privacy: Protect Your Business from Cyber Attacks & Sexual Harassment Claims](https://www.hawkadvisers.com/invasion-of-privacy-protect-your-business-from-cyber-attacks-sexual-harassment-claims/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]What is considered an invasion of privacy? This is a legal term used to describe a circumstance where an individual or organization knowingly intrudes upon a person or an organization. In our most recent seminar, “Invasion of Privacy,” was the central theme in a two part discussion that focused on the
- [Association Health Plans](https://www.hawkadvisers.com/association-health-plans/) - [et_pb_section bb_built=”1″ _builder_version=”3.0.47″ custom_margin=”0px|||” custom_padding=”0px|||”][et_pb_row _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″][et_pb_text _builder_version=”3.0.92″ background_layout=”light”]On January 4, 2018, the U.S. Department of Labor released the first draft of proposed regulations to allow the creation of Association Health Plans (AHPs). The proposed regulation stems from an executive order President Trump issued in October and is the administration’s next step
- [Smoking Fire Safety](https://www.hawkadvisers.com/smoking-fire-safety/) - Yesterday, our mulch caught on fire. I know, I know, that sounds like it’s not that big of a deal, but it was, and here is why. What started as a relatively small fire turned into a fire that “hopped” from one mulch section to another around our building. The weather yesterday was described as
- [Meet Susan, our Claims & Commercial Lines Specialist!](https://www.hawkadvisers.com/meet-susan-our-claims-commercial-lines-specialist/) - Susan Carter, CIC, CISR Claims & Commercial Lines Specialist Susan Carter leads the HAWK Commercial Lines team in our efforts to deliver responsive and engaging claims management support. Susan’s distinguished insurance career includes 3 decades of underwriting, account management, loss adjustment, and claims support. She holds two industry designations and routinely furthers her education by
- [October 2018: OSHA Update](https://www.hawkadvisers.com/october-2018-osha-update/) - Last week, the U.S. Occupational Health and Safety Administration (OSHA) issued a standard interpretation clarifying its position on the new record-keeping rule’s anti-retaliation provisions. OSHA’s memorandum essentially “rolls back” its enforcement of the anti-retaliation provisions, particularly concerning safety incentive programs and post-accident drug testing. Why is this important? Mainly because many employers struggled to understand the
- [What Do the Initials Behind My Insurance Adviser's Name Mean?](https://www.hawkadvisers.com/what-do-the-initials-behind-my-insurance-advisers-name-mean/) - There are many advisory positions where industry professionals have designations – doctors, lawyers, realtors, and your insurance adviser. Why? Because these industries require professionals to hone in on an area of expertise. You would not want to speak to a dermatologist about back pain, just as you should not seek advice on workers’ compensation from
- [Traditional vs. Self-Funded Health Plans](https://www.hawkadvisers.com/traditional-vs-self-funded-health-plans/) - [et_pb_section fb_built=”1″ _builder_version=”3.7″ custom_margin=”-5px|||” custom_padding=”0px|||”][et_pb_row _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.7″]What is self-funding? According to the Health Care Administrators Association, in practical terms, self-insured employers pay for claims out-of-pocket as they are presented instead of paying a pre-determined premium to an insurance carrier for a fully-insured plan. Self-funded or self-insured plans are
- [What Are the Advantages of Self-Funding Your Health Benefits Plan?](https://www.hawkadvisers.com/what-are-the-advantages-of-self-funding-your-health-benefits-plan/) - According to an article by Collective Health, nearly 1 in 2 Americans – that’s 151 million of us – receive our health care coverage through an employer-sponsored health benefit plan. Of those, 3 out of 4, or about 108 million of us, receive health coverage through a self-insured employer plan. This means that the employer
- [What Are the Disadvantages to Self-Funded Health Plans?](https://www.hawkadvisers.com/what-are-the-disadvantages-to-self-funded-health-plans/) - The Society for Human Resource Management (SHRM), states that employers who self-insure health plans are directly responsible for paying medical claims rather than paying for conventional health insurance policies. A self-insured employer chooses its plan design and usually hires a third-party administrator to manage the plan. Employers that cannot afford or do not want to
- [5 Things to Consider Before Switching to a Self-Funded Health Plan](https://www.hawkadvisers.com/5-things-to-consider-before-switching-to-a-self-funded-health-plan/) - There are many things to consider as an organization before you decide if self-funding is right for you. It is important to first understand the basic differences between a self-funded health plan and a traditional health plan and evaluate the advantages and disadvantages associated with self-funding. Here are five factors to consider before making the
- [10 Facts from HAWK's Self-Funding Seminar!](https://www.hawkadvisers.com/10-facts-from-hawks-self-funding-seminar/) - On June 11, 2019, HAWK Advisers hosted a seminar where David Smith, Vice President of Risk Management and Compliance with EbenConcepts, provided an employer primer on self-funded health plans (including level-funded or balance funded) and discussed the risk, finance and compliance issues connected to self-funding. Approximately 68% of the insured U.S. population are covered on
- [Why Do We Spell Advisers With An E?](https://www.hawkadvisers.com/why-do-we-spell-advisers-with-an-e/) - According to the Grammarist, adviser and advisor are both accepted spellings of the noun meaning one who advises or counsels. There is no difference between them. However, adviser, the older version, is listed as the primary spelling in most dictionaries, and it is about five times more common than advisor in current news publications from
- [Do You Own Your Energy?](https://www.hawkadvisers.com/do-you-own-your-energy/) - What do others think of you? I know, we have been told many times in our lives “don’t worry about what other people think of you.” While there is truth to this statement, the reality is that YOU have control over what others think of you. How? Because we “own our energy.” Justin Patton, international
- [HAWK Careers - Commercial Lines Producer](https://www.hawkadvisers.com/hawk-careers-commercial-lines-producer/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]We are seeking a highly motivated and talented sales professional with 1-3 years of qualified experience. Headquartered in downtown Roanoke, VA; HAWK Advisers, is quickly becoming one of the most recognizable brands in the Independent Agency business. Candidates must have disciplined work habits, positive attitude, sharp intellect, and
- [HAWK Construction Update](https://www.hawkadvisers.com/hawk-construction-update/) - Construction inside the newly built Gramercy Row project is taking shape. Framing for the offices, breakroom, reception area, bathrooms, and training room are complete. Next on the work order is electrical, HVAC ductwork, and flooring. Some of the most exciting features about this space include a collaborative open workspace, private training room, hospitality reception area,
- [HAWK Advisers' Unique Approach to Industry Change Featured on WSLS](https://www.hawkadvisers.com/hawk-advisers-featured-wsls10-summer2016/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]As we get closer to completing construction, enthusiasm over the design and purpose for our new office is growing. What makes this project unique is not the furniture and fixtures going into our space. This is a well-planned and long-overdue transition from a conventional and stale
- [Commercial Services](https://www.hawkadvisers.com/commercial-services/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”0px||0px|” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”on” gutter_width=”1″ padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on” custom_padding=”25px|||”][et_pb_column type=”1_3″][et_pb_blurb admin_label=”property” title=”Commercial Property” url=”https://www.hawkadvisers.com/staging2/home-owners-insurance/ ‎” url_new_window=”off” use_icon=”off” icon_color=”#007787″ use_circle=”off” circle_color=”#565656″ use_circle_border=”off” circle_border_color=”#565656″ image=”https://www.hawkadvisers.com/staging2/wp-content/uploads/2016/03/biz-icons-property.png” icon_placement=”top” animation=”off” background_layout=”light” text_orientation=”center” use_icon_font_size=”off” use_border_color=”off”
- [Shifting Away from Price](https://www.hawkadvisers.com/shifting-away-from-price/) - When was the last time you suffered a case of buyer’s remorse? Do you remember what caused it? Is it still haunting you? Maybe there was a bargain-basement sale you missed, an unsatisfying purchase, or a poor service experience. Did the size or implication of that purchase impact your buying decision? As consumers, our buying

## Pages

- [Home](https://www.hawkadvisers.com/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”rgba(38,41,56,0.84)” background_image=”https://www.hawkadvisers.com/wp-content/uploads/2026/04/DSC_3020-scaled-e1775675969548.jpg” background_blend=”overlay” min_height=”727.5px” custom_padding=”204px||196px|0px|false|false” bottom_divider_style=”slant2″ bottom_divider_color=”#037082″ hover_enabled=”0″ global_colors_info=”{}” title_text=”DSC_3020″ sticky_enabled=”0″][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” max_width=”998px” module_alignment=”center” custom_margin=”|187px||auto||” custom_padding=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_2_font=”|700|||||||” header_2_text_align=”center” text_orientation=”center” custom_margin=”||36px|||” custom_padding=”|||1px||” header_2_font_size_tablet=”” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|tablet” global_colors_info=”{}”]Independent by Nature™ We are a full-service independent insurance agency located in Virginia’s Blue Ridge for businesses
- [Team HAWK Advisers](https://www.hawkadvisers.com/team-hawk-advisers/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||112px||false|false” bottom_divider_style=”slant2″ bottom_divider_color=”#037082″ global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.22.1″ _module_preset=”default” module_alignment=”center” custom_padding=”50px|50px|4px|50px|false|false” custom_padding_tablet=”” custom_padding_phone=”|15px||15px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Our Team at HAWK Advisers Leadership[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”50px|50px|50px|50px|false|false” custom_padding_tablet=”” custom_padding_phone=”|15px||15px|false|false” global_colors_info=”{}”][et_pb_column type=”2_5″ module_class=”ds-vertical-align” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.hawkadvisers.com/wp-content/uploads/2017/10/Rand-Wright-Square-Rezise.png” title_text=”Rand Wright – Square Rezise” _builder_version=”4.16″ _module_preset=”default” max_height=”300px”
- [About Us](https://www.hawkadvisers.com/about-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2026/04/DSC_3166-scaled-e1775758940610.jpg” title_text=”DSC_3166″ _builder_version=”4.22.1″ hover_enabled=”0″ animation=”off” global_colors_info=”{}” sticky_enabled=”0″][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Stronger Together HAWK Advisers was created from the union between Commercial Insurance Services, Inc., and Carlton Wright Insurance Agency, Inc. Together, they share a history that
- [Commercial Insurance](https://www.hawkadvisers.com/commercial-insurance/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2026/04/DSC_3080-scaled-e1775758716934.jpg” alt=”Group of people” title_text=”Commercial” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]Innovation
- [Personal Insurance](https://www.hawkadvisers.com/personal-insurance/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2026/04/DSC_3061-scaled-e1775677351694.jpg” title_text=”Personal Insurance” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ custom_margin=”-36px|||||” hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding=”||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-24px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” module_id=”body-wide-margin” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left”
- [Our Values](https://www.hawkadvisers.com/values-2/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.16″ background_color=”#ffffff” max_height=”500px” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2026/04/DSC_3112-scaled-e1775677132482.jpg” alt=”HAWK Advisers team picture outside of the office” title_text=”DSC_3112″ _builder_version=”4.22.1″ custom_padding=”0px|||||” hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” admin_label=”Fullwidth Image” sticky_enabled=”0″] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ custom_margin=”-3px|||||” custom_padding=”||40px|||” locked=”off” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”
- [2025 Virginia Partner of the Year](https://www.hawkadvisers.com/2025-virginia-partner-of-the-year/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2025/10/hawk-advisers-partner-of-the-year.png” alt=”HAWK Advisers accepting the 2025 Partner of the Year Award” title_text=”hawk-advisers-partner-of-the-year” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ custom_margin=”-34px|||||” hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-16px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text
- [In Loving Memory of Carson B. Hamilton](https://www.hawkadvisers.com/in-loving-memory-of-carson-b-hamilton/) - [et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-16px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]In Loving Memory of Carson B. Hamilton January 3, 1943 – September 29, 2025 In fond reembrace and celebration of a life well lived, we share the passing of Carson
- [Hannah John Press Release](https://www.hawkadvisers.com/hawk-advisers-new-partner/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2025/08/HAWK-Advisers-New-Home-Page-Image-2-cropped.png” alt=”HAWK Advisers team” title_text=”HAWK-Advisers-New-Home-Page-Image-2-cropped” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ custom_margin=”-34px|||||” animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-16px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]HAWK
- [Contact Us](https://www.hawkadvisers.com/contact-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” collapsed=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/04/hawk-bldg-front-f2016-2.jpg” admin_label=”Fullwidth Image” module_id=”ha-contact-header” _builder_version=”4.16″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section]
- [Industry Specific Solutions](https://www.hawkadvisers.com/industry-specific-solutions/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px|0|0px|0|false|false” custom_css_main_element=”margin-top:-1px;” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/05/ha-tools.jpg” admin_label=”Fullwidth Image” _builder_version=”4.16″ animation=”off” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” custom_padding=”||5px|||”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Industry Specific Solutions HAWK’s Commercial Insurance Advisers take a craftsman style approach to managing risk. We make a
- [Employee Benefits](https://www.hawkadvisers.com/benefits/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/03/ha-benefits.jpg” _builder_version=”4.16″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” border_style=”solid” global_colors_info=”{}”]Employee Benefits Everyone is talking about Healthcare reform, but the challenge is bigger than overcoming
- [Small Business Insurance](https://www.hawkadvisers.com/small-business-insurance-2/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2024/08/small-business-insurance-page-header-2.png” alt=”small business owners working on paperwork” title_text=”small-business-insurance-page-header-2″ _builder_version=”4.22.1″ _module_preset=”default” min_height=”906px” custom_margin=”2px||-279px|||” custom_padding=”||0px|||” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ custom_margin=”12px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_margin=”-217px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]Small Business Insurance[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”-38px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]Running a small business comes with facing
- [Property and Casualty](https://www.hawkadvisers.com/property-and-casualty/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/02/workers-machines.jpg” _builder_version=”4.16″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]Transparency is our Business The term “risk management” is a buzzword
- [Life](https://www.hawkadvisers.com/life/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2025/09/mill-mountain-star.png” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” alt=”A group of people looking out over the valley by Mill Mountain Star” title_text=”mill-mountain-star” sticky_enabled=”0″ custom_margin=”-34px|||||”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||”
- [Homeowners Insurance](https://www.hawkadvisers.com/homeowners-insurance/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2025/09/downtown-roanoke.png” alt=”Picture of Downtown Roanoke” title_text=”downtown-roanoke” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” custom_margin=”-35px|||||”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ custom_padding=”52px|||||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-11px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff”
- [Auto Insurance](https://www.hawkadvisers.com/auto-insurance/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.16″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2025/09/va-transportation-museum.png” admin_label=”Fullwidth Image” _builder_version=”4.22.1″ hover_enabled=”0″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” alt=”Picture inside the Virginia Transportation Museum” title_text=”va-transportation-museum” sticky_enabled=”0″ custom_padding=”0px|||||” custom_margin=”-34px|||||”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left”
- [Community](https://www.hawkadvisers.com/community/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.16″ background_color=”#ffffff” max_height=”500px” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2021/10/zachary-kadolph-nGZnoojRpOk-unsplash-web-e1634694757737.jpg” _builder_version=”4.16″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”off|desktop” _builder_version=”4.16″ background_color=”#ffffff” custom_padding=”||150px||false|false” custom_padding_tablet=”50px|0|50px|0″ bottom_divider_style=”slant2″ bottom_divider_color=”#037082″ transparent_background=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]We are committed to our community. Located in Roanoke,
- [Blog](https://www.hawkadvisers.com/blog/) - [et_pb_section fb_built=”1″ inner_shadow=”on” fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”section” _builder_version=”4.16″ background_color=”#2ea3f2″ custom_margin=”-33px||||false|false” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” background_last_edited=”on|phone” background_enable_color_phone=”off” custom_css_main_element=”margin-top:30px;” global_colors_info=”{}”][et_pb_fullwidth_header title=”HAWK Advisers: Blog” content_max_width=”none” _builder_version=”4.16″ background_color=”#273549″ min_height=”183px” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ background_color=”#f7f7f7″ global_colors_info=”{}” custom_padding=”60px|||||”][et_pb_row admin_label=”row” _builder_version=”4.22.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blog fullwidth=”off”
- [Instant Quote](https://www.hawkadvisers.com/instant-quote/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.14.7″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px||0px||false|false” custom_css_main_element=”margin-top:-1px;” transparent_background=”off” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/07/laptop-coffe.jpg” admin_label=”computer coffee image” _builder_version=”3.0.87″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”3.22″ background_color=”#f4f4f4″ custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]Instant Quotes[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″
- [Renters Insurance Application:](https://www.hawkadvisers.com/renters-app/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.14.7″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Renter’s Application[/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.14.7″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Renters Insurance Form Application Let's Get Started! First Name: * Last Name: * Email: * Phone: * What is the best way to contact you? * PhoneEmailEither Notes/Questions?
- [Customer Service](https://www.hawkadvisers.com/customer-service/) - [et_pb_section fb_built=”1″ fullwidth=”on” custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.14.7″ background_color=”#ffffff” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”0px|0|0px|0|false|false” hover_enabled=”0″ custom_css_main_element=”margin-top:-1px;” transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}” sticky_enabled=”0″][et_pb_fullwidth_image src=”https://www.hawkadvisers.com/wp-content/uploads/2016/05/compass.jpg” admin_label=”compass image” _builder_version=”3.0.87″ animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]Customer Service HAWK Advisers are
- [2022 HAWK Christmas Extravaganza!](https://www.hawkadvisers.com/hawk-christmas-extravaganza/) - [et_pb_section fb_built=”1″ _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.14.7″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.14.7″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]2022 HAWK Christmas Extravaganza[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” custom_margin=”-32px|auto||auto||”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” custom_margin=”-17px|||||”]Hi team! HAWK is hosting our 2022 Christmas Party on Friday, December 23rd right here at the office! We will
- [Webinar Registration](https://www.hawkadvisers.com/webinar-registration/) - [et_pb_section fb_built=”1″ _builder_version=”4.11.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.7″ _module_preset=”default”][et_pb_column _builder_version=”4.14.7″ _module_preset=”default” type=”4_4″][et_pb_code _builder_version=”4.14.7″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Notice: JavaScript is required for this content. [/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]
- [RSVP to Sandy's Retirement Luncheon!](https://www.hawkadvisers.com/lets-celebrate-sandy/)
- [Seminar: October 11, 2022](https://www.hawkadvisers.com/seminar-registration/)
- [Let's Get You Bundled!](https://www.hawkadvisers.com/lets-get-you-bundled/)
- [Request an Insurance Quote:](https://www.hawkadvisers.com/request-an-insurance-quote/)
- [Webinar Registration](https://www.hawkadvisers.com/webinar-registration-2/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row _builder_version=”4.11.1″ _module_preset=”default”][et_pb_column _builder_version=”4.11.1″ _module_preset=”default” type=”4_4″][et_pb_code _builder_version=”4.11.1″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Notice: JavaScript is required for this content. [/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]
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- [COVID-19 Announcement](https://www.hawkadvisers.com/covid-19-announcement/) - How To Reach Our Team: In light of the public health crisis, we are kindly asking our customers and visitors to contact us via phone or email. Our goal is to limit in-person meetings as much as possible to protect the health of our employees, their families, and our community. We appreciate your cooperation and
- [FAQs Regarding COVID-19](https://www.hawkadvisers.com/faqs-regarding-covid-19/)
- [Register Below!](https://www.hawkadvisers.com/register-below/)
- [Umbrella & Excess Liability Coverage](https://www.hawkadvisers.com/umbrella-and-excess-liability-coverage/) - [et_pb_section bb_built=”1″ fullwidth=”off” specialty=”off”][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial”][et_pb_column type=”4_4″][et_pb_text background_layout=”light” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.0.101″]Umbrella & Excess Liability Coverage Lawsuits are part of our society, and what was considered a high award some years ago has become increasingly more typical today. Multi-million-dollar awards by juries are not surprising. Adequate insurance protection requires a thorough review and consultation with
- [Umbrella](https://www.hawkadvisers.com/umbrella/) - [et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”3.0.47″][et_pb_row admin_label=”Row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Umbrella Lawsuits are part of our society, and what was considered a high award some years ago has become increasingly more typical today. Multi-million-dollar awards by juries are not surprising. Adequate insurance protection requires a
- [Request for Bid Bond](https://www.hawkadvisers.com/request-for-bid-bond/) - [et_pb_section bb_built=”1″ fullwidth=”off” specialty=”off”][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial”][et_pb_column type=”4_4″][et_pb_text background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.0.60″]Request For Bid Bond[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial”][et_pb_column type=”2_3″][et_pb_code _builder_version=”3.0.60″] Request for Bid Bond Project Information Project Location Architect/Engineer Owner Name City State VirginiaAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Zip Code Time Completion
- [Auto](https://www.hawkadvisers.com/auto/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”2_3″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Protected: Wherever you may Roam We realize there are many options available when it comes to purchasing auto insurance. So why choose us? It’s simple: We’ll be here for you when you need an advocate. From the moment you request a quote, as your
- [Coming Soon-HAWK](https://www.hawkadvisers.com/coming-soon-2/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”on” background_image=”https://www.hawkadvisers.com/wp-content/uploads/2016/03/Hawk-under-construction.jpg” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” custom_css_main_element=”height:800px;”][et_pb_column type=”1_2″ specialty_columns=”2″][et_pb_row_inner admin_label=”Row” padding_mobile=”off” use_custom_gutter=”off” column_padding_mobile=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” module_id=”ha-opening-section” custom_padding=”150px|||” custom_padding_last_edited=”on|desktop” custom_padding_tablet=”50px|||” custom_padding_phone=”15px|||”][et_pb_column_inner type=”4_4″ saved_specialty_column_type=”1_2″][et_pb_text admin_label=”Text” background_layout=”dark” text_orientation=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid” module_id=”ha-opening-body” disabled_on=”off|off|” disabled=”off”]We are Here On October 24, 2016 HAWK opened
- [Farm Insurance Quote Request](https://www.hawkadvisers.com/farmquote/) - [et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_css_main_element=”margin-top:-1px;”][et_pb_fullwidth_image admin_label=”Fullwidth Image” src=”https://www.hawkadvisers.com/wp-content/uploads/2016/08/farm-header.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” module_id=”ha-contact-header”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section admin_label=”section” fullwidth=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Farm Insurance Quote Request[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_code admin_label=”Code”] General Information First name * Last name * Farm name Farm
- [Bed & Breakfast Quote Request](https://www.hawkadvisers.com/bandbquote/) - [et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_css_main_element=”margin-top:-1px;”][et_pb_fullwidth_image admin_label=”Fullwidth Image” src=”https://www.hawkadvisers.com/wp-content/uploads/2016/08/HA-breakfast.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” module_id=”ha-contact-header”] [/et_pb_fullwidth_image][/et_pb_section][et_pb_section admin_label=”section” fullwidth=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Bed & Breakfast Insurance Quote[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_code admin_label=”Code”] General Information First name * Last name * Business
- [cis-agency](https://www.hawkadvisers.com/cis-agency/) - [et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off” background_image=”https://www.hawkadvisers.com/wp-content/uploads/revslider/web-product-dark-hero/webproduct_darkbg1.jpg” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][et_pb_fullwidth_header admin_label=”Fullwidth Header” title=”A New Home for CIS-Agency.net” background_layout=”dark” text_orientation=”center” header_fullscreen=”off” header_scroll_down=”off” parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” custom_button_one=”off” button_one_letter_spacing=”0″ button_one_use_icon=”default” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_letter_spacing=”0″ button_two_use_icon=”default” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_letter_spacing_hover=”0″] [/et_pb_fullwidth_header][/et_pb_section][et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off”
- [Group Voluntary Benefits](https://www.hawkadvisers.com/group-voluntary-benefits/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Group Voluntary Benefits Group Voluntary Benefits give employers the option to offer additional benefits without increasing group benefit costs. Employees gain access to specialized products, favorable underwriting, dependent coverage, and a convenient payment method through payroll deduction. HAWK’s Benefit Advisers will help you examine your options
- [Cobra Administration](https://www.hawkadvisers.com/cobra/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Cobra Administration HAWK’s Benefit Advisers offers employers access to COBRA administration services. We work with third-party professionals to ensure employee benefit programs are administered in accordance with appropriate state and federal regulations. Cobra administration services include: Communicating COBRA general notice Mailing Notice-of-Right to Continue Sending carrier
- [H.R. Technology](https://www.hawkadvisers.com/hr-technology/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]HR Technology As part of our optional, value-added services, HAWK Advisers offers access to OrchestrateHR, a web-based human resources solution for administering benefits and human resource functions on behalf of your employees. OrchestrateHR offers multiple services under one roof which are geared toward lowering operational costs
- [Section 125](https://www.hawkadvisers.com/section-125/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Section 125, HSAs, HRAs, and FSAs Tax implications are a concern for both employers and employees. There is a persistent need for better advice on options that may reduce tax burdens and help save for future medical costs. HAWK’s Benefit Advisers will help you examine your
- [Dental Insurance](https://www.hawkadvisers.com/dental/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Dental Insurance Studies indicate that employees rank dental plans as the number-two benefit provided by employers. Selecting the best plan for your employees is all about finding the right balance. HAWK’s Benefit Advisers will help you examine all your options, including: High Option: In addition to
- [Group Health](https://www.hawkadvisers.com/group-health/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Group Health Benefits Aside from salary, employees consider health insurance to be the most important benefit of employment. Obtaining qualifying, affordable and meaningful coverage is more challenging than ever. HAWK’s Benefit Advisers will help your business evaluate coverage options, navigate healthcare reform, and prepare employees with
- [Directors' and Officers' Coverage](https://www.hawkadvisers.com/directors-and-officers-coverage/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Directors and Officers Liability Coverage is available to directors and officers (D&O) of privately-and-publicly-held companies, nonprofits and associations. In general, D&O insurance covers your leadership for errors, negligence, and failures to comply with regulations regarding company finances or operations. It typically covers legal fees, settlements and some
- [Fiduciary Liability](https://www.hawkadvisers.com/fiduciary-liability/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Fiduciary Liability If your company sponsors an employee benefit plan, you are exposed to issues related to your fiduciary responsibility. Fiduciary insurance provides protection against claims for mishandling or misappropriating funds of others. Including, but not limited to, breach of duty & wrongful acts by plan administrators, providing
- [Captive Solutions](https://www.hawkadvisers.com/captive-solutions/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Captive Insurance Large corporations have traditionally set up captive companies to provide coverage where insurance was unavailable or highly priced, to have greater control over risk, and gain tax advantages among other factors. Captives are typically set up for workers’ compensation, general liability, commercial
- [Cyber Liability](https://www.hawkadvisers.com/cyber-liability/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Cyber Liability Cyber threats are a reality of doing business today. We are all too familiar with the data breaches that have occurred at household names such as Anthem, Target, Home Depot, Staples and Sony. Cyber risks are pervasive throughout all industry segments and
- [Employment Practices Liability](https://www.hawkadvisers.com/employment-practices-liability/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Employment Practices Liability In the last several years, the Equal Employment Opportunity Commission (EEOC) has taken a proactive stance on employment practices issues including allegations of workplace discrimination, sexual harassment and wrongful termination. Compounding this, employers find themselves dealing with issues that are not clear. For
- [Foreign Liability](https://www.hawkadvisers.com/foreign-liability/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Foreign Liability It’s a global economy with many companies conducting business outside the United States. This may include having branch offices in various international locations, manufacturing overseas, or undertaking construction projects across the border. These operations require special attention and insurance protection that extends
- [Bonds & Surety](https://www.hawkadvisers.com/bonds-surety/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Surety Bonds At HAWK, we offer an array of bonds for a variety of surety needs. We have the knowledge and expertise to assist with establishing a new bonding line or reviewing your current program. Our network of surety carriers have flexible rates and capacity
- [Commercial General Liability](https://www.hawkadvisers.com/commercial-general-liability/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Commercial General Liability A commercial general liability policy will cover your business for a broad array of exposures, including premises liability (slips and falls) and products and completed operations. Depending on your
- [Commercial Auto Coverage](https://www.hawkadvisers.com/commercial-auto-coverage/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Commercial Auto Coverage Whether you have one company car or a fleet of vehicles, HAWK will provide you with the appropriate business auto coverage including, coverage for employees that operate their personal vehicles for company business. For many businesses, traveling to and from job-sites or
- [Workers Compensation](https://www.hawkadvisers.com/workers-compensation/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Workers’ Compensation Workers’ compensation insurance is a significant expense for most companies and one of the most poorly-managed lines of insurance. Claims management, loss control and injury prevention are three components to keeping costs under
- [Flood](https://www.hawkadvisers.com/flood/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Flood Too often victims of a flood don’t find out that they aren’t properly insured until it’s too late. Many assume they are insured under a homeowners policy or coverage is unnecessary because their property is not located in the floodplain. But take note: Homeowners insurance
- [Boat](https://www.hawkadvisers.com/boat/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Boats & Watercraft There’s nothing like taking your boat or personal watercraft out on the open water. Making sure you, your boat, and passengers are properly protected is a key part of enjoying fun in the sun. We insure a variety of boats and personal
- [Valuable Items](https://www.hawkadvisers.com/valuable-items/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Valuable Items Over the years, you’ve accumulated items that are invaluable to you. This may include family heirlooms, artwork, articles picked up during your travels, and gifts from loved ones. All of these need special insurance protection that goes beyond what a typical homeowners insurance policy
- [Renters](https://www.hawkadvisers.com/renters/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Renters Are you one of the two thirds of renters without insurance? What would happen in the event of a fire, theft or other loss? Renter’s or tenant’s insurance makes financial sense. Think about the personal items you own – furniture, electronics and all
- [Motorcycle](https://www.hawkadvisers.com/motorcycle/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Motorcycle Heading out on the open road is a freedom bikers enjoy. Whether you have a motorcycle for weekend excursions or it’s your principal mode of transportation, be sure you have adequate protection in the event of an accident or damage to your bike. The
- [Vision](https://www.hawkadvisers.com/vision/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Vision Benefits Group vision plans allow employers to offer a health benefit to their employees at relatively low voluntary costs. Many common diseases like macular degeneration, cataracts, glaucoma and dry-eye disease may be prevented, at least to a point, with annual eye consultations. HAWK’s Benefit Advisers
- [Commercial Property](https://www.hawkadvisers.com/commercial-property/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Commercial Property Coverage Adequate commercial property coverage requires a thorough review and dialogue about your company’s assets. Proper coverage may depend on whether or not the right questions have been asked. For example:
- [Additional Forms](https://www.hawkadvisers.com/additional-forms/) - [et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off”][et_pb_fullwidth_header admin_label=”Fullwidth Header” title=”Additional Forms” background_layout=”light” text_orientation=”left” header_fullscreen=”off” header_scroll_down=”off” parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” custom_button_one=”off” button_one_letter_spacing=”0″ button_one_use_icon=”default” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_letter_spacing=”0″ button_two_use_icon=”default” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_letter_spacing_hover=”0″] [/et_pb_fullwidth_header][/et_pb_section][et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”1_3″][et_pb_blurb admin_label=”VA form” title=”Virginia Employer’s Accident Report” url=”https://www.hawkadvisers.com/wp-content/uploads/2016/05/2011FirstReportofInjury.pdf” url_new_window=”off” use_icon=”on” font_icon=”%%72%%” icon_color=”#263448″ use_circle=”off” circle_color=”#263448″ use_circle_border=”off” circle_border_color=”#565656″ icon_placement=”top” animation=”off” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Form
- [Workers Compensation](https://www.hawkadvisers.com/workers-compensation-2/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Statistics show that only one-third of renters carry insurance, with the majority risking their possessions and valuables in the event of a fire, theft or other loss. What’s more, if an injury
- [Asset Protection](https://www.hawkadvisers.com/asset-protection/) - [et_pb_section fullwidth=”on” specialty=”off” admin_label=”Section”][et_pb_fullwidth_image admin_label=”Fullwidth Image” src=”https://www.hawkadvisers.com/wp-content/uploads/2016/05/Screen-Shot-2016-05-17-at-5.15.21-PM.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” /][/et_pb_section][et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][/et_pb_row][/et_pb_section]
- [Certificates of Insurance](https://www.hawkadvisers.com/certificates-of-insurance/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Request a Certificate of Insurance[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column type=”2_3″][et_pb_code admin_label=”Code”] Certificate of Insurance Request Certificate Information Named Insured Certificate Holder’s Name Certificate Holder’s address Certificate Holder’s address Certificate Holder’s address Certificate Holder’s address City City State/Province AlabamaAlaskaArkansasArizonaCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
- [Add/Remove A Vehicle](https://www.hawkadvisers.com/addremove-a-vehicle/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Add or Remove a Vehicle[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column type=”2_3″][et_pb_code admin_label=”Code”] Add/Remove Vehicle Personal Information Named Insured Effective Date of Change Trade-In YesNo Add/Remove Vehicle (blank)AddRemove What vehicle should be removed? Holder's Name Primary Driver Vehicle Information Type of Vehicle Usage PersonalBusiness/Commercial Year Make Model VIN/Serial # State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
- [Coming Soon](https://www.hawkadvisers.com/coming-soon/) - [et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” background_image=”https://www.hawkadvisers.com/wp-content/uploads/2015/11/background.jpg” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” module_id=”maint-box” background_color=”#ffffff” custom_css_main_element=”height: 100%;”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_image admin_label=”Image” src=”https://www.hawkadvisers.com/wp-content/uploads/2015/11/hawk-logo-white-tight.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] [/et_pb_image][et_pb_text admin_label=”Text” background_layout=”dark” text_orientation=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Independent By Nature It isn’t a tagline. It’s a commitment. Let’s invest together.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row”][et_pb_column
- [Get A Quote](https://www.hawkadvisers.com/get-a-quote/) - [et_pb_section admin_label=”Section” fullwidth=”on” specialty=”off”][et_pb_fullwidth_header admin_label=”Fullwidth Header” title=”Get A Quote” subhead=”Looking for coverage? Choose your interest below” background_layout=”dark” text_orientation=”left” header_fullscreen=”off” header_scroll_down=”off” background_color=”#333333″ parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” custom_button_one=”off” button_one_text_size=”20″ button_one_border_width=”2″ button_one_border_radius=”3″ button_one_letter_spacing=”0″ button_one_use_icon=”default” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_border_radius_hover=”3″ button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_text_size=”20″ button_two_border_width=”2″ button_two_border_radius=”3″ button_two_letter_spacing=”0″ button_two_use_icon=”default” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_border_radius_hover=”3″ button_two_letter_spacing_hover=”0″] [/et_pb_fullwidth_header][/et_pb_section][et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”2_3″][et_pb_accordion admin_label=”Quote Accordian” toggle_font_size=”20″ use_border_color=”on” border_color=”#dddddd” border_style=”solid”
- [Maintenance](https://www.hawkadvisers.com/maintenance/) - [et_pb_section admin_label=”section” inner_shadow=”off” parallax=”off”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_divider admin_label=”Divider” color=”#ffffff” show_divider=”off” height=”60″] [/et_pb_divider][et_pb_blurb admin_label=”Blurb” url_new_window=”off” image=”http://elegantthemesimages.com/images/premade/builder-blurbs-builder.jpg” animation=”top” background_layout=”light” text_orientation=”center” use_icon=”off” icon_color=”#2ea3f2″ use_circle=”off” circle_color=”#2ea3f2″ use_circle_border=”off” circle_border_color=”#2ea3f2″ icon_placement=”top”] [/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section admin_label=”section” fullwidth=”off” specialty=”off” background_color=”#f7f7f7″ inner_shadow=”on” parallax=”off”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”center”]We will Be back Soon This is an example of a blank page with no header or footer. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row”][et_pb_column
- [hawksafetyadvisers](https://www.hawkadvisers.com/hawksafetyadvisers/) - [et_pb_section admin_label=”section” transparent_background=”off” background_color=”#040404″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” gutter_width=”3″ custom_padding=”0px|0px|0px|0px”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” gutter_width=”3″ padding_mobile=”off” custom_margin=”0px||0px|” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_image admin_label=”hawk logo” src=”https://www.hawkadvisers.com/wp-content/uploads/2015/11/hawk-safety-home-header.png” show_in_lightbox=”off” url_new_window=”off” animation=”off” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”-25px||-25px|”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#000000″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off”
- [Sample Page](https://www.hawkadvisers.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger

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